Praised across the internet as hands-down the "best budgeting software", You Need A Budget (YNAB) cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid .... Nov 18, 2021 · The YNAB Price Increase – YNAB used to be $84 a year, billed annually. Starting December 1, 2021, it will now be $14.99 a month or $98.99 if you pay for the whole year up front (saving you $59). It’s a sizable percentage increase but not a significant dollar increase, just under $1.25 a month..